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Have you ever reached an ATM, swiped your Cash App Card, and then hit a withdrawal limit? It's frustrating, right? Whether you're new to Cash App or a regular user, knowing the ATM withdrawal limits can help you avoid those unpleasant surprises. In this article, we’ll walk you through everything you need to know about Cash App ATM withdrawal limits on a daily, weekly, and monthly basis. Let’s break it down in a way that’s easy to understand and practical for everyday use.

What Is a Cash App Card?

The Cash App Card is a free, customizable debit card linked directly to your Cash App balance. You can use it at stores, online, or ATMs—just like a traditional debit card. It's a handy tool if you want easy access to your digital funds without transferring them to a bank.

How Does ATM Withdrawal Work with Cash App?

To use your Cash App Card at an ATM, simply insert it like you would any other debit card. Enter your PIN, choose the withdrawal option, and take your cash. But be mindful—there are limits, both in terms of how much you can withdraw on Cash App and how often.

What Is the Daily ATM Withdrawal Limit on Cash App?

Cash App limits daily ATM withdrawals to $1,000. That’s the maximum you can withdraw in a single 24-hour period. If you try to take out more than that, you’ll get a denial message from the ATM, even if you have enough funds in your account. Cash App places a limit of $1,250 on ATM withdrawals every month, accumulating like Cash App weekly withdrawal limits. Most users should find this to be sufficient;

Cash App Weekly ATM Withdrawal Limit

You can withdraw up to $1,000 per week. Now here's the catch—this weekly limit isn't in addition to the daily limit. It includes your daily withdrawals. So, if you took out $300 on Monday and $700 on Wednesday, you’ve maxed out for the week.

Cash App Monthly ATM Withdrawal Limit

Cash App does not publish a specific monthly limit. But based on the $1,000 weekly limit, we can infer that the monthly cap would be around $4,000. However, this can slightly vary based on the timing of your withdrawals within the 7-day rolling period.

What Happens If You Exceed the ATM Withdrawal Limit?

If you try to withdraw beyond your allowed limit, the ATM will deny the transaction, even if your Cash App balance is sufficient. You won’t lose your money, but you’ll need to wait until your 24-hour or 7-day period resets.

How to Check Your Cash App ATM Withdrawal Limit

To stay in the know:

•          Open Cash App

•          Tap the Banking Tab

•          Scroll down to find ATM Withdrawal Limits

You’ll see what you’ve used and what remains in your limit cycle.

Can You Increase Your ATM Withdrawal Limit on Cash App?

Not directly. Cash App does not offer a request form to increase Cash App ATM limits like some banks do. However, verifying your identity can unlock higher sending and receiving limits, though it won't increase ATM limits. Still, having a verified account makes your usage more flexible overall.

Cash App ATM Withdrawal Fees Explained

Every time you withdraw cash using your Cash App Card, there’s a $2.50 fee charged by Cash App. Additionally, ATM operators may charge extra—usually around $2–$3, depending on the machine.

How to Avoid ATM Withdrawal Fees with Cash App

Cash App reimburses one ATM fee per 31 days if you receive at least $300 in direct deposits in that same period. It’s a great way to save a little if you use ATMs often.

Example: You receive $500 in direct deposits this month → Cash App reimburses one ATM fee → You save at least $2.50.

Tips for Managing Your ATM Withdrawals

•          Plan ahead: Don’t wait until you urgently need cash to withdraw.

•          Take out larger amounts less frequently to avoid hitting the weekly limit.

•          Track your usage in the app to avoid surprises.

•          Set notifications to keep tabs on you’re spending.

ATM Limits vs. Sending Limits on Cash App

Don’t confuse ATM withdrawal limits with Cash App sending limits. Sending money through the app has a separate cap—typically $250 per week for unverified users and up to $7,500 after verification.

They work like two different toll booths: one for the highway (ATM), the other for digital transfers.

Alternative Ways to Access Cash without Using an ATM

Hitting your ATM limit? Try these:

•          Cashback at stores: Many retailers offer cash back on small purchases.

•          Bank transfer: Send money to your linked bank and withdraw there.

•          Send to a trusted friend with a higher ATM limit who can withdraw for you.

Final Thoughts

Navigating ATM withdrawal limits on Cash App can feel like playing a game with invisible rules. But once you know the daily and weekly caps, you can plan around them like a pro. Think of your Cash App Card as a budgeted cash tool—great for managing small-to-moderate withdrawals, but not ideal for large, repeated cash outs.

FAQs

1. What is the daily ATM withdrawal limit on Cash App?

Cash App users with an activated Cash Card can withdraw a maximum of $1,000 per 24-hour period from ATMs. This limit is based on a rolling 24-hour window, not a calendar day. If you hit this limit, you must wait a full 24 hours from your last withdrawal before accessing more ATM cash.

2. What is the weekly ATM withdrawal limit on Cash App?

Cash App imposes a $1,000 weekly ATM withdrawal limit. This means you can only withdraw a total of $1,000 from ATMs within a rolling 7-day period. If you reach the weekly limit, you'll need to wait until the oldest withdrawal rolls off before making another.

3. Can I increase my Cash App ATM withdrawal limit?

Currently, Cash App does not allow users to increase ATM limits, even after verifying their identity. While you can boost other limits like sending or receiving money by verifying your account, ATM limits remain fixed at $1,000 per 24 hours and $1,000 per week.

4. How often does the Cash App ATM withdrawal limit reset?

The Cash App ATM limits resets on a rolling basis, not a set time daily or weekly. For example, if you withdraw $300 at 10 AM, that amount becomes available again at 10 AM the following day. Similarly, your weekly limit replenishes gradually as older transactions fall outside the 7-day window.

5. Are there ATM fees when using the Cash App Card?

Yes, Cash App charges a $2.50 fee per ATM withdrawal, which is separate from any fees the ATM operator might charge. However, if you receive at least $300 in direct deposits each month, Cash App reimburses up to 3 ATM fees every 31 days, including operator fees.

6. What types of ATMs can I use with my Cash App Card?

You can use your Cash Card at any ATM that accepts Visa debit cards. However, always check for potential third-party ATM fees, and remember that Cash App does not currently offer a way to locate fee-free ATMs within the app.

7. Why was my ATM withdrawal declined even though I haven't hit my limit?

There are several reasons a withdrawal may be declined: insufficient funds in your Cash App balance, ATM network issues, incorrect PIN entry, or ATM withdrawal amounts exceeding the machine’s limits. Always ensure you have available balance and are within both daily and weekly limits.

8. Can I withdraw cash from an ATM using my phone with Cash App?

No, Cash App currently requires a physical Cash Card to withdraw money at ATMs. You cannot use a digital wallet or contactless mobile payment like Apple Pay or Google Pay at ATMs to access your Cash App funds.

9. How can I check how much ATM limit I have left on Cash App?

While Cash App does not directly show your remaining Cash App ATM withdrawal limit, you can track it manually by reviewing your ATM withdrawals in the Activity section of the app. Take note of the dates and amounts to estimate how much of your $1,000 daily/weekly limit remains.

10. What should I do if my Cash App ATM withdrawal fails repeatedly?

If you continue to experience failed ATM withdrawals, first verify your balance and check for any Cash App notifications or error messages. If problems persist, try a different ATM, ensure your PIN is correct, and contact Cash App Support through the app for further assistance.