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If you’ve recently been involved in a car accident and received a 50/50 insurance claim decision in California, you may be feeling frustrated or confused—especially if you believe you were not equally at fault. Insurers sometimes assign shared responsibility even when the circumstances don’t warrant it. But the good news is: you have the right to dispute the decision and seek a fairer outcome.

At Fassonaki Law Firm, P.C., our experienced car accident lawyer in Los Angeles helps clients challenge partial fault rulings and recover the compensation they rightfully deserve. Below is a step-by-step breakdown of how to dispute a 50/50 fault determination in California—and how strong legal advocacy can strengthen your case.

Step 1: Understand Why You Were Assigned 50% Fault

The first step in fighting a 50/50 fault ruling is to carefully review the insurance company’s reasoning. Request a written explanation outlining how they determined liability. You are entitled to a transparent breakdown of how fault was assessed.

Look for inconsistencies or gaps in their findings. Did they ignore crucial evidence? Did they rely solely on statements from the other driver? Understanding their decision will help you build a stronger rebuttal.

Step 2: Compile All Available Evidence

To overturn a 50/50 insurance claim decision in California, you’ll need to present compelling evidence that shows the other party was primarily at fault. Helpful documentation includes:

• Dashcam video footage of the accident

• Photographs of vehicle damage, skid marks, and road conditions

• Official police reports, including those from the California Highway Patrol (CHP)

• Witness statements that corroborate your account

• Medical records showing the extent and nature of your injuries

• Traffic citations or violations issued at the scene

This evidence can create a clear narrative and help counter any assumptions made by the insurance adjuster.

Step 3: Submit a Formal Dispute

Once your evidence is in order, write a formal appeal letter to your insurance company or the at-fault party’s insurer. In your letter:

• Reference the 50/50 fault finding

• Explain why you disagree with it

• Attach copies of all relevant evidence

• Maintain a factual and respectful tone

Clearly stating your case and presenting credible documentation can prompt a reevaluation of the liability determination.

Step 4: Engage in Professional Negotiation

When speaking with the claims adjuster, stay calm, confident, and focused on the facts. Do not speculate or accept blame. Instead, stick to the evidence and explain why it supports a revised fault decision.

If you feel overwhelmed during this process, working with a Los Angeles car accident attorney can help. At Fassonaki Law Firm, we handle these communications on your behalf, ensuring your legal rights are protected throughout the negotiation.

Step 5: Explore Legal Remedies if Needed

If the insurer refuses to adjust the fault percentage and your damages remain unrecovered, you may consider filing a case in California Small Claims Court. This process allows you to present your evidence before a judge without the need for formal legal representation.

However, if the damages are significant or liability is hotly contested, having a car accident lawyer in Los Angeles represent your case in civil court may be a more effective route.

What Kind of Evidence Can Reverse a 50/50 Insurance Claim in California?

Not all evidence is treated equally. To successfully challenge a 50/50 fault insurance ruling, consider the following high-impact items:

• Dashcam or surveillance video: Visual proof can be decisive in establishing who caused the crash.

• Credible eyewitness accounts: Neutral third-party testimony is often seen as reliable.

• Police findings: A report indicating citations, at-fault indicators, or officer opinions can carry weight.

• Scene diagrams and accident reconstruction: Expert analysis can clarify how the collision occurred and who was truly responsible.

You can request police reports from the responding law enforcement agency or through the California DMV. Our team can help facilitate this process if needed.

Why Hire a Car Accident Lawyer in Los Angeles?

Disputing a shared fault determination is not just about gathering evidence—it’s about presenting it effectively and navigating the insurance system strategically. At Fassonaki Law Firm, P.C., we:

• Investigate your case thoroughly

• Communicate directly with insurers

• Negotiate on your behalf

• File legal actions when necessary

Don’t let a flawed 50/50 claim reduce your compensation. Get the full support of a trusted Los Angeles car accident attorney who knows how to fight for your rights and maximize your recovery.

Ready to Challenge a 50/50 Fault Decision?

If you’re dealing with an unfair 50/50 insurance claim in California, we’re here to help. Contact Fassonaki Law Firm, P.C. today at (323) 524-8994 or visit www.injurylawyer4you.com to schedule your free consultation.