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Why Traditional "Tax Settlement" Firms Fail in Crisis Situations, and How a Local Michigan CPA Can Offer a Real Path Forward.

If you're a Michigan business owner reading this, the terrifying reality of an IRS bank levy is no longer a hypothetical. The money you need for payroll, inventory, and operations is frozen. The phones might be ringing with calls from the IRS, and the pressure is immense. In this moment of crisis, you'll likely search for "tax settlement experts in Michigan," but beware: not all help is created equal.

Many national "tax relief" companies make big promises. They talk about settling for "pennies on the dollar" with an Offer in Compromise. But what they often don't tell you is that the vast majority of these offers are rejected by the IRS, especially for profitable businesses. They use a one-size-fits-all approach that wastes precious time and money when you need immediate, effective action.

The Franskoviak CPA Difference: A Three-Step Crisis Response for Michigan Businesses

At Franskoviak CPA in Troy, we don't just file paperwork. We act as your strategic defense and financial advocates. When you face aggressive IRS collection actions like a levy, here is our immediate, localized approach:

1. ** Immediate Triage & Levy Release:
Our first priority is to stop the bleeding. We immediately contact the IRS on your behalf, using the power of a credentialed CPA and Enrolled Agent to demand a temporary release of the levy. We argue that this action is causing immediate and irreversible harm to your business, which ultimately harms the IRS's ability to collect the full debt. This is not a promise from a salesperson; it's a strategic negotiation based on IRS policy, and it’s often the first step toward financial breathing room.

2. ** A Realistic Assessment, Not a Sales Pitch:*
Once the immediate crisis is stabilized, we conduct a deep forensic analysis of your financial situation. We look at everything: your business cash flow, assets, equity, and future earning potential. We will give you a brutally honest assessment of your options. An Offer in Compromise might be the right path, but more often for operating businesses, a Currently Not Collectible (CNC) status or a Streamlined Installment Agreement is a faster, more achievable solution that allows you to survive and thrive while resolving your debt.

3. ** Building a Bulletproof Financial Defense:*
Resolving the current tax debt is only half the battle. The root cause is often in the business's financial systems. As your local Michigan CPAs, we go beyond settlement to fix the underlying problems. We help you implement robust bookkeeping, improve cash flow management, and establish a proactive tax planning strategy. This ensures that once you're free from this debt, you never find yourself in this position again.

Why Your Troy, Michigan Location Matters

Tax law is federal, but your business is local. Dealing with the IRS while managing a Michigan-based company comes with unique challenges—from our specific industry cycles to state-level tax interactions. Having an expert in Troy who understands the economic landscape of Oakland County and Southeast Michigan is a critical advantage. We speak the language of both the IRS and the Michigan business owner.

Don't Gamble Your Business's Future on a Generic Hotline.

A bank levy is a symptom of a larger problem. It requires a surgical, knowledgeable, and rapid response from a professional who is accountable to you.

If the IRS is knocking, move beyond a simple internet search for "tax settlement." You need a strategist, an advocate, and a certified expert.