| Title | What is COB in Medical Billing? |
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| URL | https://llri.in/what-is-cob-in-medical-billing/ |
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| Category | Education --> Teaching |
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| Meta Keywords | COB in medical billing, medical billing jobs, coordination of benefits, medical coding training, LLRI Bangalore, insurance billing process |
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| Meta Description | Understand what COB in medical billing means, how it works, and why it helps patients, hospitals, and freshers starting careers in billing. |
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| Owner | Raosaheb |
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| Description |
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| In the field of medical billing, the term COB means Coordination of Benefits. It is used when a patient is covered under two or more health insurance plans. COB decides which insurance pays first and which pays later, so that there is no duplicate payment or delay.
For example, a patient may have one policy from their employer and another from their spouse. In such cases, COB rules help both insurance companies work together to settle the bill. This process is helpful for patients, hospitals, and insurers.
Why COB Matters in Billing
Prevents double payment of claims.
Reduces out-of-pocket expenses for patients.
Makes billing faster for hospitals and clinics.
How COB Works
Primary Insurance – the plan that pays first.
Secondary Insurance – covers the balance after the primary.
Rules – such as the “birthday rule” for children, which decides the primary coverage.
COB and Student Careers
For students and fresh graduates entering medical billing and coding, understanding COB is very important. It is one of the basics you will use in daily work.
At Learning Labb Research Institute (LLRI)
, Bangalore, we provide practical training in Medical Billing, Coding, Clinical Research, and Bioinformatics with 100% placement assistance. To read the full blog, visit: What is COB in Medical Billing |
